Investor Accuses Ripple of Leaving XRP Holders Behind for RLUSD, Demands Action to Unlock Long-Awaited $20 XRP

On November 1, XRP investor Fabrizio Scudu accused Ripple CEO Brad Garlinghouse and CTO Emeritus David Schwartz in an X post of prioritizing the dollar-pegged RLUSD stablecoin and corporate expansion over XRP holders. Scudu urged Ripple to help XRP reach a value he put at $15 to $20 or more, citing nearly a decade of community loyalty through legal and financial uncertainty. At the Swell 2026 conference in New York, Garlinghouse rejected the claim that RLUSD is replacing XRP, saying Ripple remains committed to XRP and would avoid actions it considered harmful to the XRP ecosystem. He called XRP and RLUSD complementary, with RLUSD providing payment stability and XRP providing liquidity and value transfers on the XRP Ledger.