Deutsche Bank is using AI to cut some corporate lending decisions from weeks to minutes

Deutsche Bank has operated an AI lending system since this summer that can return decisions on some corporate loan applications in minutes instead of weeks, technology chief Marie-Jeanne Deverdun said. The biggest changes affect smaller businesses with relatively simple corporate structures, while some multinationals that waited months can now receive answers in weeks. CEO Christian Sewing wants Deutsche, Germany’s largest bank, to become fully AI-powered, and it plans to invest another €2.5 billion ($2.8 billion) in technology from 2026 to 2028. Its ADA platform, named after Ada Lovelace, is intended to develop, monitor, and control AI agents while managing security risks and switching between AI models.