Building Financial Services Through Connection at XT Exchange

XT Exchange, founded in 2018 with more than 12 million registered users, has outlined two integrations that add services without building every component itself. Its XPredict event markets use Polymarket for market resolution, after which XT settles the confirmed result in the user’s account. For XT Pay, when an eligible user pays a merchant from a USDT balance, XT holds the funds and starts the transaction while a designated third party handles the local QR payment and pays the merchant in local currency, so the merchant does not hold the stablecoin. XT describes them as integrations, not joint ventures; it remains accountable for the account, balance, disclosure and user experience, while the originating provider is accountable for its function.